Role Overview :

Being a member of the Credit Risk and Operations team you will play a critical role in strategizing for verifying accuracy of loan applications, CAM reports and KYC norms.

What will you do ?

• Prepare CAM Reports
• Verifies accuracy of loan applications and records loan: Compares original application against credit report.
• Volume of Files Processes Volume of files sanctioned. Loan Disbursals.
• Complete awareness about KYC norms.
• Activities include obtaining all necessary documents to prepare a release for recordation for the customer is fully satisfied.
• You will be responsible for processing loan applications based on established eligibility and underwriting guidelines.
• Collaborating with both the operations and business development teams to ensure applications are completed in a timely manner
• Analyzing borrower data and trends while bringing a continuous improvement mind-set to deliver a better experience and scale our operations
• Evaluating the creditworthiness of potential customers.
• Ensuring all loans and lending procedures comply with regulations.
• Analyze Bank Statements, ITR Other Income related documents

Desired Skills

• Knowledge of basic accounting theories, credit principles, lending functions, loan research and general credit policies.
• Analytical thinking and attention to details
• Good communication skills

Work Experience

• Work experience of 0-3 years in similar profile with NBFC/Banks/Fin-tech Lending Institutions

Education 

• Bachelor’s degree in Commerce, Business Administration, Finance or similar field.