Your Medical Dream Deserves More Than Just a NEET Rank

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Information

Every year, lakhs of NEET aspirants and healthcare students dream of wearing the white coat, treating patients, and serving society. But the cost of education - whether it’s an MBBS in a private university, a Master’s in Surgery, or a Pharm.D - can feel overwhelming.

At Kuhoo, we believe no student should give up their dream of becoming a doctor, dentist, pharmacist, or therapist due to finances. Our Medical & Allied Health Education Loans are designed to cover 100% of tuition and living expenses - so you can focus on your studies, not on money.

Courses Covered

BAMS
BHMS
BUMS
BPT
MPT
MBBS
MD
MS
BDS
MDS
BOT
B.PHARMA
M.PHARMA
D.PHARMA
PHARMA D
DIPLOMA IN PHYSIOTHERAPY
BPO
BASLP
MASLP
NURSING

Why Choose Kuhoo for Your Medical Education Loan?

01

Quick & Student-Friendly
  1. Check eligibility in 4 minutes
  2. Loan sanction in 48–72 hours - perfectly aligned with NEET counselling deadlines

02

Comprehensive Coverage
  1. Tuition, hostel, books, laptops, exam fees, seat lock-in fees, clinical training & even uniforms
  2. Covers up to 100% of education cost including living expenses

03

Collateral-Free Options
  1. Unsecured loans up to ₹40 lakh
  2. Secured loans available for higher amounts (up to ₹2 crore)

04

Affordable & Flexible
  1. Interest rates starting from 11.95% p.a.
  2. Repayment up to 12 years
  3. Options: Partial Interest, Full Interest, or EMI
  4. No prepayment penalty after 6 months

05

Fair & Compassionate Approach
  1. No hidden charges
  2. Unique Personal Discussion (PD) Methodology to assess student’s career intent and family support - not just credit score
  3. Tax benefits under Section 80E

06

Trusted Across India
  1. 10,000+ students funded
  2. ₹375+ crore disbursed
  3. Loans available for 500+ cities

Eligibility at a Glance

Age
UG Up To 25 Years,
PG Up To 30 Years
Co-borrower age
Up To 60 Years (Salaried)
Or 65 Years (Self-Employed)
CIBIL score
Minimum 650
Income
Minimum ₹25,000 Monthly
(Co-Borrower)

Document Checklist

dOCUMENTS
PAN Card
Aadhaar Card
Academic Marksheets (10th and 12th)
Admission Letter
6 Months Bank Statements
Scholarship Proof
Salary Slips/ITR
Business Proof
sTUDENT
CO-Borrower
(Salaried)
CO-Borrower
(SELF EMPLOYED)

CHECK ELIGIBILITY FOR FREE IN 4 MINUTES!

One application with Kuhoo opens the door to 15+ Loan Products
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Frequently asked questions

What types of medical courses are covered under this education loan?

Kuhoo’s medical education loan covers most recognised healthcare programs in India, including (but not limited to):

  • MBBS, BDS
  • BAMS, BHMS, BUMS and other recognised AYUSH programmes
  • BSc Nursing, GNM, Post Basic BSc Nursing
  • B.Pharm, Pharm D, D.Pharm
  • BPT (Physiotherapy), Occupational Therapy, Optometry and other allied health sciences
  • Relevant postgraduate degrees (MD, MS, MDS, MSc Nursing, M.Pharm, etc.)

Final eligibility depends on the course, institute and Kuhoo’s internal credit policy.

Does the loan cover only tuition fees or other expenses as well?

No, it is designed to cover the total cost of medical education, not just tuition. Depending on the sanction, the loan can include:

  • Tuition and exam fees
  • Hostel, mess and boarding charges
  • College deposits, lab and clinical fees
  • Library, university and registration fees
  • Books, instruments, uniforms, basic medical kits and devices
  • Reasonable living expenses related to the course

The detailed cost components are listed in your sanction letter.

Can I use the loan to buy medical books, equipment, uniforms and other essentials?

Yes. Within the overall sanctioned amount and as per Kuhoo’s policy, you can use part of the loan for:

  • Standard medical reference books and journals
  • Stethoscope, diagnostic kits, lab coats, uniforms and basic equipment
  • Mandatory project, lab or clinical posting expenses

You may be asked to provide basic proof of such expenses if required.

Is the loan available for both government and private medical colleges?

Yes. Kuhoo provides loans for government, government-aided and recognised private medical colleges that fall within our approved list. Students from reputed institutes may be eligible for better terms based on overall profile.

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