Shape Your Engineering Aspirations Beyond the Rank

Check Eligibility

Information

Every year, lakhs of students dream of becoming engineers, building the future, and contributing to innovations that shape the world. But the cost of education - whether it’s a B.Tech in a prestigious private university, a Master’s in Engineering, or specialized programs in fields like AI, Robotics, or Data Science - can feel overwhelming.

At Kuhoo, we believe no student should give up their dream of becoming an engineer due to financial constraints. Our Engineering Education Loans are designed to cover 100% of tuition and living expenses - so you can focus on your studies, not on money.

Courses Covered

BE
ME
B.TECH
M.TECH

Why Choose Kuhoo for Your Engineering Education Loan?

01

Quick & Student-Friendly
  1. Check eligibility in 4 minutes
  2. Loan sanction in 48–72 hours - perfectly aligned with NEET counselling deadlines

02

Comprehensive Coverage
  1. Tuition, hostel, books, laptops, exam fees, seat lock-in fees, clinical training & even uniforms
  2. Covers up to 100% of education cost including living expenses

03

Collateral-Free Options
  1. Unsecured loans up to ₹40 lakh
  2. Secured loans available for higher amounts (up to ₹2 crore)

04

Affordable & Flexible
  1. Interest rates starting from 11.95% p.a.
  2. Repayment up to 12 years
  3. Options: Partial Interest, Full Interest, or EMI
  4. No prepayment penalty after 6 months

05

Fair & Compassionate Approach
  1. No hidden charges
  2. Unique Personal Discussion (PD) Methodology to assess student’s career intent and family support — not just credit score
  3. Tax benefits under Section 80E

06

Trusted Across India
  1. 10,000+ students funded
  2. ₹375+ crore disbursed
  3. Loans available for 500+ cities

Eligibility at a Glance

Age
UG Up To 25 Years,
PG Up To 30 Years
Co-borrower age
Up To 60 Years (Salaried)
Or 65 Years (Self-Employed)
CIBIL score
Minimum 650
Income
Minimum ₹25,000 Monthly
(Co-Borrower)

Document Checklist

dOCUMENTS
PAN Card
Aadhaar Card
Academic Marksheets (10th and 12th)
Admission Letter
6 Months Bank Statements
Scholarship Proof
Salary Slips/ITR
Business Proof
sTUDENT
CO-Borrower
(Salaried)
CO-Borrower
(SELF EMPLOYED)

CHECK ELIGIBILITY FOR FREE IN 4 MINUTES!

One application with Kuhoo opens the door to 15+ Loan Products
Check Eligibility

Frequently asked questions

What types of engineering courses does Kuhoo’s education loan cover (B.E., B.Tech, Diploma, Integrated programs)?

Kuhoo supports most recognised engineering programs offered by UGC/AICTE-approved universities and institutes in India. This typically includes:

  • B.E. / B.Tech across all major branches
  • Integrated 5-year programs (e.g., B.Tech + M.Tech)
  • Diploma to Degree / lateral entry engineering courses
  • Other recognised professional engineering programs in the technology and engineering domain

Final approval depends on your institute, course structure and Kuhoo’s internal credit policy.

Does the loan cover only tuition fees or also hostel, mess, exam, lab, and other college charges?

Our engineering education loan is designed to cover the total cost of education, not just tuition. Depending on your sanction, the loan can cover:

  • Tuition and exam fees
  • Hostel, mess and boarding charges
  • College deposits, lab fees and library charges
  • Mandatory university / registration fees

The detailed break-up is mentioned in your sanction letter.

Can I use the loan to pay for coaching, laptops, books or project expenses during my engineering?

Yes. Within the overall sanctioned amount and as per Kuhoo’s policy, you can use part of the loan for education-related expenses such as:

  • Textbooks, reference material and stationery
  • Laptop or essential learning devices
  • Project, lab and internship-related costs
  • Other reasonable study-related expenses

These expenses must be aligned to your course and may require basic proof if requested.

Is the loan available for lateral-entry or second-year direct admission engineering students?

Yes, students joining through lateral entry / direct second-year admission are also eligible, provided:

  • The course and institute are recognised
  • You meet Kuhoo’s academic and documentation requirements
  • Your remaining course duration and cost fit within our product norms

Your eligibility is assessed on the basis of your current and prior academics plus co-borrower profile.

Download the
Kuhoo Student App

And take the 1st step to becoming Aatmanirbhar

Let’s Make It Happen!

4.2

Take the 1st step to becoming Aatmanirbhar